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What is a credit card? A credit card is a plastic card that you can use in most countries around the world to buy goods and services and to get money from cash machines or over the counter at banks. The two main types of credit card in Ireland are Visa and MasterCard.

What is the difference between ATM cards and credit cards? With a credit card, your provider lends you the money you spend using your card. With an ATM card or debit card, the money is taken directly from your own bank or building society account and no loan is involved. What should you know before you get a credit card? 1. The credit limit- How much you are able to spend. 2. How much is the late fees and cash advance fees? 3. When the payments are do?